You can still get a mortgage...

You can still get a mortgage... in fact in many cases you can still get nothing down or low down payment mortgages. There are great options for first time home buyers too. Your first step should be to contact a reputable mortgage lender or banker to see what your options are at this point. Many times people are scared they don't have good enough credit but with small changes your credit score can be improved.

I highly recommend Bailey Mortgage Company in Ames. You can apply online or call 515-598-5626 . Jason and Jayme Kupka will take great care of you - just tell them I told you to call!

Brandi Nelson, Realtor

Century 21 Signature Real Estate

306 S. 16th Street, Ames, Iowa

The Hill-Nelson Real Estate Team

www.hill-nelson.com

515-291-0914

Each office independently owned & operated.

Licensed Realtor in the state of Iowa

Check your protection

Every year you should be meeting with your insurance agent and checking to make sure the coverages in your home (owner/rental), vehicle, life, etc policies is still adequate. I also suggest that every 2-3 years you have another agency quote your policies - but make sure you are quoting apples to apples! This will ensure you aren't paying too much and you'll get a second opinion on what's enough but not too much insurance.

I highly suggest The Scott Richardson Agency in Ames. Scott is a State Farm Insurance representative and can help you with vechicle, homeowners, rental, health, life, liability insurances and retirement planning. Give his office a call today at 515-232-0030 and tell them I told you to call! Or look them up on the web at http://www.scottrichardsonagency.com/

Brandi Nelson, Realtor
Century 21 Signature Real Estate
The Hill-Nelson Real Estate Team
www.hill-nelson.com
515-291-0913

Licensed Realtor in the stste of Iowa
Each office independently owned & operated

My latest favorite blog...

My latest favorite blog is I will teach you to be rich at http://www.iwillteachyoutoberich.com/blog/announcing-the-save-1000-in-30-days-challenge

this guy has the right ideas and the best approach! Check it out.

Brandi Nelson, Realtor
Century 21 Signature Real Estate
The Hill-Nelson Real Estate Team
www.hill-nelson.com
515-291-0914

Licensed Realtor in Iowa
Each office independently owned & operated.